Care credit

Drs. Esser, Krueger and Borja now offer financing through their financing partner CareCredit. There are several options available to our patients: a 6 or 12 month plan with no interest and regular monthly payments or a low interest extended payment plan of 24, 36, 48 or 60 months at 14.9% with regular monthly payments. 

For the 6 of 12 month plans there are regular monthly payments required and the total amount financed must be paid before the 6 or 12 month term ends. If full payment is not made within the allotted time, interest will accrue from the date of purchase at 26.99%. There is a $200 minimum for the 12-month plan. 

For the low interest extended payment plan there are monthly payments over the term that you select which is either 24, 36, 48 or 60 months at 14.9%. There are no prepayment penalties. If full payment is not made within the allotted time, interest will accru from the date of purchase at 24.99%. There is a minimum purchase requirement of $1,000 for the 24, 36 or 48 month term and a $2,500 minimum for the 60 month term.

CareCredit bills the patient directly with a montly statement showing when the special financing will end and what the minimum payment is. Payments are made to CareCredit rather than to Drs. Esser, Krueger and Borja. Please contact CareCredit directly for any questions regarding a CareCredit account.

Patients may apply for these programs to determine whether they qualify, with no obligations. The process is quick and easy to complete. Our business staff will be happy to assist you with the application process.